Why Comprehensive Financial Planning May Be Right For You

A Financial Plan Running on ALL Cylinders

A Financial Plan Running on ALL Cylinders

When it comes to your finances, you can't afford a misfire.  Our professionals will help you develop a plan with clear actionable steps addressing key areas of your finances. We will provide insight into potential strategies you might not have considered. 

Get More Out of Life

Get More Out of Life

When you become organized financially, you'll find it easier to engage with life. Stresses and anxieties decrease, uncertainties about your future are lessened, and peace of mind is gained.

Professional Coaching for your Finances

Professional Coaching for your Finances

Have you ever wanted a personal financial advocate who champions your success? Someone working with you, for you, on your behalf. Your advisor will be your sounding board, helping make sure exceptional decisions are made, with a-long-term strategic plan in mind to realize your personal and financial goals. 

Planning For All Stages of Life From Millennials to Baby Boomers.

Millennials

Millennials

Generation X

Generation X

Baby Boomers

Baby Boomers

Financial Planning What You Can Expect 

Our 6-Step Disciplined Approach...

Step 1: Goals, Discovery and Prioritization

Step 1: Goals, Discovery and Prioritization

Whether planning for a future financial purchase, to become work optional or just working to get your financial house in order, this task can often feel overwhelming. That is where we come in.

Our first goal is to understand your priorities and what you value most, and then develop a strategic plan to realize your objectives. We will help get you on track, and remain on track. 

Areas of focus:

  • What would you like to accomplish in the next 1 year, 5 years, 10 years and beyond?
  • What concerns do you have? What keeps you up at night?
  • Would you like to become work optional? If so, when?
  • Why is money important to you?


We'll help you find answers to these questions and more.


Step 2: Evaluate Your Bottom Line

Step 2: Evaluate Your Bottom Line

We provide an objective evaluation of your current financial situation.

A Current Situation Analysis is prepared, detailing an honest and thorough assessment of where you sit financially and where you could be if nothing were to change.

Strengths, weaknesses and potential opportunities are highlighted. Income, savings, investments, expenses, liabilities, insurances, taxes are all taken into consideration. 


Step 3: Exploring Your Options

Step 3: Exploring Your Options

After reviewing where you are, we turn the focus to where you want to be, considering current and future resources which may be available. 

The objective is to identify possible courses of action and through modeling and probability analysis determine the likelihood of success for each. 

Areas of Focus:

  • Assets and liabilities 
  • Taxation
  • Risk exposure
  • Projected financial impact 
  • Quality of life

We then stress test each course of action against real world possibilities to determine their potential impact on the ultimate outcome. Are they feasible, efficient and financially wise?


Step 4: Determine Course of Action

Step 4: Determine Course of Action

Now that the various options and their probabilities of success have been identified, the next step is for you to decide how you'd like to proceed. 

Step 5: Implementation

Step 5: Implementation

We believe the relationship should not end with the initial plan, but be only the beginning. Planning without implementation is a waste of time and money.

That being said, we are available to assist you with implementation to the extent you wish. If you choose to implement through us, ways we can be involved include:

  • Providing appropriate investment options if desired.
  • Tax Planning as needed
  • Risk Management as needed. 
  • Estate planning as needed. 
  • Introductions to vetted industry professionals as needed.
Step 6: Monitor Progress Regularly and at Significant Life Events

Step 6: Monitor Progress Regularly and at Significant Life Events

Plans are never static, nor should decisions be made in a vacuum. Markets, interest rates, and life circumstances change over time. A plan should evolve and adapt as needed. Periodic course corrections will be necessary to keep you on track. 

We encourage update meetings once a year, before and after major life events or if something else significant has changed. 

Though often neglected, regular updating of your plan is arguably more important than creating your original plan. 

Tools to Help You Get Organized, Be Strategic, and Free Up Time. 

Get Organized | Your Personal Financial Website

Home Dashboard

Home Dashboard

See your Finances come to life as you access your own personal website providing the tools necessary to get organized and stay connected with your finances in one simple consolidated view. 

Most assets can be configured to update values daily, so you can always have a current and complete picture.

Your home page will be your customizable living snapshot of your financial wellbeing, providing a high-level view of your wealth.  

Organizer Dashboard

Organizer Dashboard

Customize your website by adding photos of what your wealth represents—the people, things and attributes most important in your life.

  • Include details about property, accounts, income, expenses (present and planned), professional contacts, and financial priorities.
  • Store and link important asset related documents securely in one place.
    • Mortgage documents
    • Insurance policies
    • Titles and deeds to property (home, auto, and boats)
    • Warranty Information
    • Appraisals
  • Link asset, liability and Insurance information electronically so values update automatically - if data feed is supported by your institution. 


Check out our Organizer Overview Guide

Spending Dashboard

Spending Dashboard

Knowing how much you spend and where will help put you on track to reaching your savings goals. 

Spending can be tracked currently and historically by specific date range, spending categories or account(s). 

Budgets can be created manually or automatically generated using average spending habits over the past six months. 

Transactions can be imported automatically via direct data feed (if supported) from your financial institution. Once imported, rules can be established to automatically categorizes based on description, amount, date of transaction. 


Check out our Spending and Budgeting Overview Guide

Check out our Spending Categories Overview Guide 

Investments Dashboard

Investments Dashboard

  • Consolidate investment accounts in one organized view (Brokerage, IRA's, Roth's, 401ks, 403Bs, ESOPs, etc.)
  • Interactive charts and detailed views help monitor all of your accounts.
  • Direct link to Morningstar research reports for market traded holdings. 

Be Strategic | Plan and Track Progress Toward Future Financial Goals

Goal Planning Dashboard

Goal Planning Dashboard

Organize and track progress to retirement and future spending goals individually and collectively with your personalized Goal Planning Dashboard. 

The probability of meeting all goals and obtaining your desired work optional life is calculated and updated as your comprehensive plan unfolds.  

We run 1000 projections with varying market conditions in order to more closely match real world market behavior. Successful projections are where all of your goals are fully funded. The percentage of successful projections is your plan's probability of success

Track Goals Individually

Track Goals Individually

Review each planned goal individually and determine its unique calculated probability of success. 

Modify your goals if needed to improve probability of success. 

Free Up Your Time | Reports You Can Use

Reports Center *Dashboard?

Reports Center *Dashboard?

  • Gain Access to 30+ multilevel reports detailing your financial situation. 
  • Reports can be modeled and projected annually into the future. 
  • Examples of reports include, but not limited to:
    • Cash Flow
    • Balance Sheet
    • Income Tax 
    • Goal Planning 
    • Estate Flow Charts
    • Insurance Reports

Gain Peace of Mind | Know your important documents are accessible and secure

Vault Dashboard

Vault Dashboard

Safely store your most important financial documents in a secure digital filing cabinet, accessible 24/7 via any computer, tablet or smart phone. 

Storage is unlimited. Documents can be kept private so only you can view or shared with your advisor. 


Privacy and Security

Privacy and Security

Unlike other personal financial websites and online tools which you may have encountered, your data remains private and will not be harvested and sold to third parties intent on on marketing product or services. 

Learn more about comprehensive security features and protocols employed to keep your data safe, private and secure at all times. 


Pricing Options

Annual Planning Subscription

$3000 First Year 1

$1500  Subsequent years2


1Price includes analysis of up to 5 properties,

inquire about pricing for additional properties. 

250% of first year subscription fee.



Planning Fee

$250 Per hour

$2000  10-hour block

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