4647 White Bear Parkway
White Bear Lake,
Why Comprehensive Financial Planning May Be Right For You
When it comes to your finances, you can't afford a misfire. Our professionals will help you develop a plan with clear actionable steps addressing key areas of your finances. We will provide insight into potential strategies you might not have considered.
When you become organized financially, you'll find it easier to engage with life. Stresses and anxieties decrease, uncertainties about your future are lessened, and peace of mind is gained.
Have you ever wanted a personal financial advocate who champions your success? Someone working with you, for you, on your behalf. Your advisor will be your sounding board, helping make sure exceptional decisions are made, with a-long-term strategic plan in mind to realize your personal and financial goals.
Planning For All Stages of Life From Millennials to Baby Boomers.
Financial Planning What You Can Expect
Our 6-Step Disciplined Approach...
Whether planning for a future financial purchase, to become work optional or just working to get your financial house in order, this task can often feel overwhelming. That is where we come in.
Our first goal is to understand your priorities and what you value most, and then develop a strategic plan to realize your objectives. We will help get you on track, and remain on track.
Areas of focus:
We'll help you find answers to these questions and more.
We provide an objective evaluation of your current financial situation.
A Current Situation Analysis is prepared, detailing an honest and thorough assessment of where you sit financially and where you could be if nothing were to change.
Strengths, weaknesses and potential opportunities are highlighted. Income, savings, investments, expenses, liabilities, insurances, taxes are all taken into consideration.
After reviewing where you are, we turn the focus to where you want to be, considering current and future resources which may be available.
The objective is to identify possible courses of action and through modeling and probability analysis determine the likelihood of success for each.
Areas of Focus:
We then stress test each course of action against real world possibilities to determine their potential impact on the ultimate outcome. Are they feasible, efficient and financially wise?
Now that the various options and their probabilities of success have been identified, the next step is for you to decide how you'd like to proceed.
We believe the relationship should not end with the initial plan, but be only the beginning. Planning without implementation is a waste of time and money.
That being said, we are available to assist you with implementation to the extent you wish. If you choose to implement through us, ways we can be involved include:
Plans are never static, nor should decisions be made in a vacuum. Markets, interest rates, and life circumstances change over time. A plan should evolve and adapt as needed. Periodic course corrections will be necessary to keep you on track.
We encourage update meetings once a year, before and after major life events or if something else significant has changed.
Though often neglected, regular updating of your plan is arguably more important than creating your original plan.
Tools to Help You Get Organized, Be Strategic, and Free Up Time.
Get Organized | Your Personal Financial Website
See your Finances come to life as you access your own personal website providing the tools necessary to get organized and stay connected with your finances in one simple consolidated view.
Most assets can be configured to update values daily, so you can always have a current and complete picture.
Your home page will be your customizable living snapshot of your financial wellbeing, providing a high-level view of your wealth.
Customize your website by adding photos of what your wealth represents—the people, things and attributes most important in your life.
Check out our Organizer Overview Guide
Knowing how much you spend and where will help put you on track to reaching your savings goals.
Spending can be tracked currently and historically by specific date range, spending categories or account(s).
Budgets can be created manually or automatically generated using average spending habits over the past six months.
Transactions can be imported automatically via direct data feed (if supported) from your financial institution. Once imported, rules can be established to automatically categorizes based on description, amount, date of transaction.
Check out our Spending and Budgeting Overview Guide
Check out our Spending Categories Overview Guide
Be Strategic | Plan and Track Progress Toward Future Financial Goals
Organize and track progress to retirement and future spending goals individually and collectively with your personalized Goal Planning Dashboard.
The probability of meeting all goals and obtaining your desired work optional life is calculated and updated as your comprehensive plan unfolds.
We run 1000 projections with varying market conditions in order to more closely match real world market behavior. Successful projections are where all of your goals are fully funded. The percentage of successful projections is your plan's probability of success
Review each planned goal individually and determine its unique calculated probability of success.
Modify your goals if needed to improve probability of success.
Free Up Your Time | Reports You Can Use
Gain Peace of Mind | Know your important documents are accessible and secure
Safely store your most important financial documents in a secure digital filing cabinet, accessible 24/7 via any computer, tablet or smart phone.
Storage is unlimited. Documents can be kept private so only you can view or shared with your advisor.
Unlike other personal financial websites and online tools which you may have encountered, your data remains private and will not be harvested and sold to third parties intent on on marketing product or services.
Learn more about comprehensive security features and protocols employed to keep your data safe, private and secure at all times.
1Price includes analysis of up to 5 properties,
inquire about pricing for additional properties.
250% of first year subscription fee.