4647 White Bear Parkway
White Bear Lake,
VP | Owner | Lead Wealth Advisor
651-453-0336 ext 2
BackgroundAfter a short stint in the banking industry, Dave began his career with Heritage Financial Group in 2005. He worked initially as an intern and financial planning assistant. Dave began working directly with clients as a service advisor in 2007 and later becoming a lead wealth advisor in 2011. In 2016, Dave obtained his CERTIFIED FINANCIAL PLANNER™ certification. In an effort to expand his tax knowledge to better serve clients, Dave has worked part time as a remote tax preparer with a CPA firm in San Jose, CA since January of 2020.
Advising PhilosophyI hate ambiguity. Whether it relates to expectations for fees, service, or client communication, I like things to be clear and concise. I take pride in my clients’ successes. What keeps me in this business is the relationships I have with my clients.
PersonalI'm blessed to have a beautiful wife who continues to put up with me for nearly 10 years! Together we have two amazing children who keep us busier than we ever thought possible. We also have an 11 year Chesapeake Bay Retriever named Stella.
When I get free time (which isn't often). I enjoy renovating our home, boating and water skiing with friends and family, bump skiing, drumming, and sampling a good beer or some bourbon.
Appointment AvailabilityAppointments are scheduled in 45 or 90-minute blocks, and available start times are listed below. Appointments can be in person at our offices or virtually.
*I appreciate your understanding and respect for my time in that I have chosen not to accept face-to-face meetings during evenings and weekends and instead reserve this time for family, friends and self and a limited number of client events and seminars scheduled throughout the year.
Founder & President
651-453-0336 ext 1
Background Jim is president and founder of Heritage Financial Group and has worked extensively in the financial services industry since 1977. His initial experiences were with companies whose primary objectives were to sell proprietary financial products under the guise of "Financial Planning."
In an effort to become truly independent, completely transparent and client oriented rather than product and sales oriented, he founded Heritage Financial Group in 1986 as full service and unconditionally independent organization. A primary focus was to educate and inform clients concerning the options available so as to empower them to make smart financial decisions that were right for them.
Advising Philosophy I believe that a financial advisor must possess two primary characteristics:
Integrity without competence is of no benefit to a client
Competence without integrity is dangerous to a client.
PersonalBeing a native of Denver I have snow skied all my life, but also love water skiing and being on and in the water. My philosophy, however, is that if one has to "get used" to the water when they first get in, it is too cold. While growing up in Denver I earned the rank of Eagle Scout camping and hiking in the Colorado Rockies.
A lifetime interest has also been 1960's muscle cars and I recently began a total frame off restoration of a 1971 LT1 Corvette Convertible which I expect to take at least two years.
Appointment AvailabilityAppointments are scheduled in 45 or 90 -minute blocks, and available start times are listed below. Appointments can be in person in our offices or on line.
Monday 1:00 pm - 4:30 pm
Tuesday 1:00 pm -– 4:30 pm
Wednesday 8:30 am -– 4:30 pm
Thursday 8:30 am -– 4:30 pm
Friday 9:00 am - Noon